If you’re buried in what feels like financial quicksand, you’re going to need to take action if you hope to recover. The good news is that there are ways to get back on solid ground. Here’s what to do while digging your way out of debt. Face Your Problem Tossing your unopened bills into a box is not a winning strategy for getting out of debt. Your problems are not going away. In fact, if you do nothing, they will only get worse. It is what it is, so let’s figure it all out. Start by gathering everything that pertains to your finances: bills, credit card statements, your budget, and start calculating . If your required monthly payments are already more than your net income, you’re going to have to take some serious action, a la getting a second job, downsizing, or even filing for bankruptcy. How to Repay If you’re wondering where to find credit card debt relief , you need to figure out which bills to pay first. Some experts say the best approach is to attack the balance with ...